Health and Welfare Plans
As a University of California employee, you help shape the quality of life for people throughout California and around the world.
Every faculty and staff member plays an important role in UC’s mission of education, research and public service; UC’s high-quality, comprehensive benefits are among the rewards you receive in return. These benefits are an important part of your total compensation.
The University of California, Riverside has partnered with Landed, a personal finance company aimed at helping UCR employees afford to buy homes, to bring new homeownership options to our employees.
Landed's down payment program invests alongside employees working in education, government and healthcare to help them reach a 20% down payment. Landed's funds, up to $120,000 per home, come in the form of an equity investment, meaning that homebuyers share in a portion of the gain–or loss, if any—of the value of the home once the partnership is ended—typically by sale or refinance.
For additional information, please click on the Landed tile below.
Health and Welfare Plans
Our Compensation, and Health and Welfare Benefits Program provides both choice and value to meet the needs of our diverse workforce. For questions regarding compensation, and health and welfare benefits, please visit the UCPath Portal or contact the UCPath Center at (855) 982-7284.
UC offers employees and retirees a choice of medical plans because maintaining good benefits is important to you and it’s important to UC. Our plans have a broad choice of providers—including UC medical center doctors, hospitals and medical groups—and plan designs to fit your needs. And UC continues to cover most of the cost of the monthly premiums. For more information, please visit the UCnet – Medical Plans webpage.
All UC health plans offer phone and/or video options for getting medical and behavioral health advice and care. For more information, please visit the UCnet – Telehealth Services webpage.
Health and Welfare
|The Delta Dental PPO plan, available worldwide, provides you and your household family members with the flexibility to choose any licensed dentist or specialist. Your share of the cost of services depends on whether you use a dentist in Delta Dental’s PPO network or an out-of-network dentist. For more information, please visit the UCnet – Dental Plan webpage.|
|VSP is the University of California-sponsored vision plan offering vision care coverage for eligible employees, retirees and their eligible family member. For more information about the vision plan, please visit the UCnet – Vision Plan webpage.|
|Behavioral health and substance abuse coverage are provided by Optum for UC employees and retirees. For more information about behavioral health and substance abuse coverage, please visit the UCnet – Optum webpage.|
|Health-related expenses can come in many forms—and not all of them are covered by your medical, dental and vision plans. Fortunately, the university’s Health Flexible Spending Account allows you to set aside pretax money each year for such expenses, helping you budget for these costs and saving you money on taxes. For more information, please visit the UCnet – Flexible Spending Accounts webpage.|
|Having the right disability insurance in place is a critical—and often overlooked—piece of your financial safety net. It can give you essential peace of mind should illness or injury ever prevent you from working for a long time. As a UC employee, you have a wide range of options for disability coverage. For more information, please visit the UCnet – Basic and Voluntary Disability webpage.|
|UC offers Bright Horizons Care Advantage™, a comprehensive web-based resource, to help you balance work and family responsibilities. The Bright Horizons Care Advantage programs provide information about pre-screened care providers and services so you can choose the solution that’s right for you. For more information, please visit the UCnet – Family Care Resources webpage.|
|The university has arranged for employees and students traveling on official university business to be covered for a wide variety of accidents and incidents while away from the campus or primary workplace. For more information, please visit the UCnet – UC Travel Insurance webpage.|
|Active UC employees turning age 65 and their dependents covered by medical insurance through the UC are not required to enroll in Medicare. To learn about some consideration for employees (or their dependents) who turn 65 and become eligible for Medicare prior to retirement, view the document: Medicare - Actively Work & Turning 65.|
|Medicare is a broad program of health insurance designed to assist the nation's elderly to meet hospital, medical and other health costs. Medicare is available to most individuals 65 years of age and older. For more information, view the document: Medicare – Retirees.|
and Renter’s Insurance
|As of September 1, 2021, Farmers Insurance Choice is a new offering for personal auto, homeowners, and renter’s insurance available to UCR faculty and staff. Farmers GroupSelect can help you compare savings on auto, home and renter's insurance using Farmers Insurance ChoiceSM. For more information about the benefits and options of the program, please visit the Farmers Insurance ChoiceSM website.|
AD & D
|UC offers the Accidental Death and Dismemberment (AD&D) plan to help protect you and your family from the unforeseen financial hardship of a serious accident that causes death or dismemberment. For more information, please visit the UCnet – Accidental Death & Dismemberment (AD&D) webpage.|
Down Payment Program
Thinking about homeownership? UCR is proud to partner with Landed to expand access to homeownership for employees. Landed offers up to $120,000 in shared equity toward a down payment on a home, as well as other comprehensive home buying resources.
Landed's shared-equity down payment program invests alongside UC Riverside employees to help them reach a 20% down payment. Landed’s funds come in the form of an equity investment, meaning homebuyers share in a portion of the gain (or loss, if any) of the home’s value once the partnership is ended—typically by sale or refinance.
Landed Informational Webinars
Landed is hosting online information sessions for all employees interested in learning more about their services, which include access to $120,000 in shared equity toward down payment on a home. Join them at an upcoming information session:
Mortgage Origination Program
For information regarding the University of California Mortgage Origination Program (MOP), please contact the following:
Please note: This is not a UCR benefit. Landed works with many employers in several states and is not affiliated with, endorsed, or sponsored by UCR, UC or any UCSF affiliate or UC affiliate.
Any interested employee should independently review and investigate this program to ensure it meets their needs.
Landed’s down-payment support program will provide an option for employees who cannot benefit from UCOP’s Mortgage Origination Program (MOP), which is limited to academic senate appointment faculty and senior management group staff. The two programs will co-exist for the different employee groups.
|Legal coverage isn’t just for the serious issues, it’s also for your everyday needs. Legal insurance helps you address common situations like creating wills, transferring property, or buying a home. An UltimateAdvisor legal insurance plan from ARAG® covers a wide range of legal needs to help you address life's legal situations. For more information visit the UCnet – Legal Insurance webpage.|
Employees eligible for full benefits are automatically enrolled in Basic Life at no cost. Employees eligible for mid-level or core benefits are automatically enrolled in Core Life at no cost. Supplemental Life, Dependent Life and Expanded Dependent Life insurance are available for a monthly premium to employees eligible for full or mid-level benefits. Senior Management Life is also offered at no cost to members of the Senior Management Group.
For more information, please visit the UCnet – Life Insurance webpage.